Investments fund most of the TCDRS benefit

Investments fund an estimated 74 cents of almost every benefit dollar paid.

A combination of three elements fund your plan: investment earnings, your employer contributions and your employees’ deposits.

We pool your employer and employee contributions and invest that money. Because you and your employees save for benefits in advance over your employees’ careers, you’ll get the maximum power of investment earnings over time.

At TCDRS, we are long-term investors. To put “long-term” in context, employees who retire from TCDRS work an average of 18 years and then may be retired for another 20-plus years, giving us an investment horizon of more than 30 years for just one retiree.

For more information, visit TCDRS.org/Investments.

Investments & Finance